Long-Term Loan Services for Budget Financing

The contract involves providing a long-term loan of 8,500,000 PLN to finance the budget deficit and repay previously incurred debts from loans and credits. Key details include: 1. Loan Amount: 8,500,000 PLN. 2. Basis for Loan: Resolution No. XVI.76.2025 of the Wólka Municipal Council dated May 29, 2025, regarding changes in the municipal budget and financial plan for 2025. 3. Loan Security: Blank promissory note with a promissory note declaration. 4. The municipal treasurer will co-sign the loan agreement and the promissory note. 5. The loan will be available on the day the contract is signed. 6. The loan will be disbursed in tranches based on written requests from the buyer, according to their needs. 7. Disbursement of loan tranches will occur within one day of the request. 8. The loan must be utilized by December 31, 2025. 9. The loan period ends on December 31, 2025, or the day after the buyer submits a written statement of resignation from further loan utilization. 10. Grace period for loan repayment until February 28, 2026. 11. Currency: Polish Zloty (PLN). 12. Planned capital repayment schedule includes quarterly payments starting from February 28, 2026. 13. Interest payments are due quarterly by the 20th of the month following the end of each quarter, with the first payment due by January 20, 2026. 14. Interest is calculated monthly based on the actual amount used. 15. Interest rate: WIBOR 3M + bank's fixed margin. 16. A full description of the contract is available in Chapter 4 of the SWZ on the procurement process website.