Long-Term Loan Services for Budget Deficit

This contract opportunity involves providing and managing a long-term loan of 4,000,000 PLN (four million zlotys) to cover obligations from previous loans totaling 880,000 PLN and to finance a planned budget deficit of 3,120,000 PLN. Key details include: - Loan amount: 4,000,000 PLN - Interest payments: quarterly, alongside capital repayments - Capital repayment schedule: 2028 - 500,000 PLN, 2029 - 500,000 PLN, 2030 - 750,000 PLN, 2031 - 750,000 PLN, 2032 - 750,000 PLN, 2033 - 750,000 PLN - Loan security: blank promissory note with a declaration co-signed by the municipality treasurer - Interest rate: based on WIBOR 1M plus bank margin - No additional fees or commissions on the loan - The buyer has the right to repay the loan early, in whole or in part, without prior notice to the lender and without incurring any charges. In case of partial early repayment, the loan term remains unchanged unless the borrower provides written instructions otherwise. The borrower must specify which loan installments are being repaid early. The buyer reserves the right to use a lesser amount of the granted loan without incurring additional fees, commissions, or penalties. The buyer does not agree to include any costs in the loan price other than WIBOR and the bank margin.