Financial Services and Insurance – Selection of a Financial Intermediary for Establishing and Managing a Special Fund for Loans

This contract involves selecting a contractor (referred to as the 'Financial Intermediary') to establish and manage a Special Fund. The fund will receive direct financial contributions from the 'Regional Financial Institution - KPFR IF 2021-2027' project and national contributions. The fund will provide loans for energy modernization of multi-family residential buildings and public utility buildings outside territorial policy, as well as eco-loans with a premium for enterprises focused on energy efficiency, which may be partially forgiven and will need to be repaid under the terms specified in the 'Key Provisions of the Operational Agreement'. The Financial Intermediary is required to provide financial support totaling 111,435,380.01 PLN, with 93,045,258.35 PLN from direct financial contributions and 18,390,121.66 PLN from national contributions. The contractor must achieve specific indicators related to the loans provided for energy modernization and eco-loans, including the number of improved residential units, public buildings, and reductions in primary energy consumption and greenhouse gas emissions. The contractor is also required to employ staff under labor contracts for tasks related to loan analysis, disbursement, monitoring, and reporting. The possibility of granting an Option Right is also foreseen, allowing for additional funding up to 100% of the original contribution.