Long-Term Bank Loan Services for 2025

This contract opportunity involves providing a long-term bank loan of up to 7,956,911.86 PLN in 2025. The loan is intended to finance the current budget deficit and repay previously incurred debts from loans and credits. Key details include: 1. The loan amount is capped at 7,956,911.86 PLN (seven million nine hundred fifty-six thousand nine hundred eleven zlotys and 86/100). 2. The loan will cover future payments or costs already incurred. 3. The loan must be available from the date of contract signing, with disbursements made in tranches based on requests. 4. Estimated disbursement dates: 1) October 1, 2025 - up to 4,000,000.00 PLN, 2) December 19, 2025 - up to 3,956,911.86 PLN. 5. The buyer reserves the right to change the number and amount of disbursements without incurring additional fees. 6. Funds will be disbursed to the buyer's bank account. 7. The loan will be based on a variable WIBOR 3M reference rate plus a fixed bank margin. 8. No commission fees for granting the loan are anticipated. 9. The loan period extends to December 31, 2044. 10. The first capital repayment is due by March 31, 2028, with the last payment by December 31, 2044, in quarterly installments. 11. Interest will be calculated and paid monthly on the outstanding capital, with the first payment due at the end of the month the loan is activated. 12. The interest rate is variable based on WIBOR 3M and a fixed bank margin. 13. The acceptable form of loan security is a blank promissory note. 14. The contract must allow for early repayment of the loan without additional fees. 15. The contractor will not charge any additional fees beyond those specified in the contract. 16. The buyer reserves the right to not utilize the full loan amount (up to 25%) without incurring additional fees.